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Homeowners Insurance
Condo Insurance
Renters Insurance
Dwelling Insurance
Flood Insurance
Personal Umbrella Liability Insurance
Auto Insurance
Motorcycle Insurance
Boat Insurance
Yacht Insurance
RV Insurance
Travel Trailer Insurance
Golf Cart Insurance
ATV Insurance
Personal Water Craft Insurance
SR22 Auto Insurance
FR44 Auto Insurance
Commercial Auto Insurance
Business Auto Insurance
Insurance for Roadside Service or Repair
Dump Truck Insurance
Tow Truck Insurance
Long Haul Trucking Insurance
Term Life Insurance
Whole Life/Universal Life Insurance
Mortgage Protection Life Insurance
Commercial Insurance in Delray Beach FL


Personal Insurance in Delray Beach FL

General Liability Insurance
Commercial Umbrella Insurance
General Contractors Insurance
Contractors Liability Insurance
Contractor Tools Insurance
Business Owners Insurance
Business Insurance
Commercial Package Policies
Commercial Property Insurance
Inland Marine Insurance
Scheduled Contractors Equipment Ins.
Workers Compensation Insurance
Restaurant Insurance
Garage Keepers Insurance
Cargo Insurance
Pollution Insurance
Builders Risk Insurance


Marine Construction Insurance
Marine Liability Insurance
Marine Cargo Insurance
Commercial Watercraft Insurance


Farm Insurance
Horse / Equine Liability Insurance
Horse / Equine Medical Insurance
Horse / Equine Mortality Insurance
Personal and Commercial Insurance in and near Delray Beach Florida

Frequently Asked Questions

If I incorporate my business does that protect me form law suits.?

No, an S Corp. or LLC gives you some protection, but when a law suit happens the other party’s attorney always also comes after he business owner personally.

What is Gap Insurance?
If you owe more on the item you are insuring than what it is worth, most Florida insurance carriers offer gap coverage to pay off the entire loan amount in the event of a total loss.
What are Flood Zones?
Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone–it's just a question of whether you live in a low, moderate, or high risk area.
Are all Homeowners Policies the same?
Home insurance companies calculate risk differently. The result can be differences of several hundreds or thousands of dollars when you compare a home insurance quotes.
What does a Master Condo Insurance Policy cover?
This master condo insurance policy only protects the exterior structure of the building and the liability of the condo association. The master policy does not cover the interior of the individual units in the development. Or the unit owners personal liability.
What is an Umbrella Insurance Policy?
Umbrella Insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as your homeowner’s insurance, car insurance, etc. This policy literally puts you under its umbrella so that when you exceed the liability coverage limits on an insurance line, you will still be protected.
Why should you buy insurance from and independent agent?
A good independent agent gives you freedom and options.  We have multiple insurance markets for you to choose from.  We are not limited to one insurance company.  You get to have an insurance agent you like and trust, one who is not limited to where he can place your insurance.  We can shop your insurance needs around to find the best fit for you year after year.
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