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Builders Risk Insurance Boynton Beach FL

Builders Risk Insurance

Boynton Beach Builders Risk Insurance

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Builders Risk Insurance in and near Boynton Beach Florida

Builders Risk Insurance in Boynton Beach

At our agency, we realize that as a building is constructed, the risk of loss changes with every phase.  Builders Risk Insurance is a form of insurance which covers a building where it is currently being constructed. It can cover just the structure, or also the materials on site waiting to be installed or transported to the job site.

Builder’s Risk insurance policies can often be written in terms of three-months, six-months, or twelve-months. If the project is not completed by the end of the initial policy term, it can often be extended.

Damage from the following events will be covered by most policies:

  • Vandalism
  • Vehicle damage
  • Fire
  • Wind (may be limited in coastal areas)
  • Theft
  • Lightning
  • Hail
  • Explosion

The premiums for all policies are fully earned.  This type of insurance does NOT cover:

  • Sub-contractors are required to have their own insurance.
  • Tools or equipment.
  • General liability.
  • accidents in the job site
  • Property of others.

*Coverage ends when the building is completed, or occupied. In Florida, it is important to get flood coverage as well, since the basic policy does not include it. Having a professional insurance agent can help in getting you the best policy coverages.  We don’t want to see you and your project at risk.

Did you know… This type of insurance excludes coverage for damage resulting from faulty: design, planning, workmanship and materials?

Builders Risk Insurance Boynton Beach FL
Insurance Boynton Beach
Boynton Beach Builders Risk Insurance










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