Contact Us:

3005 South Federal Highway, Delray Beach Florida 33483

Phone: 561-243-0700

FAQs – Frequently Asked Questions 2017-10-31T07:50:00+00:00
If I incorporate my business does that protect me form law suits.?

No, an S Corp. or LLC gives you some protection, but when a law suit happens the other party’s attorney always also comes after he business owner personally.

What is Gap Insurance?
If you owe more on the item you are insuring than what it is worth, most Florida insurance carriers offer gap coverage to pay off the entire loan amount in the event of a total loss.
What are Flood Zones?
Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone–it’s just a question of whether you live in a low, moderate, or high risk area.
Are all Homeowners Policies the same?
Home insurance companies calculate risk differently. The result can be differences of several hundreds or thousands of dollars when you compare a home insurance quotes.
What does a Master Condo Insurance Policy cover?
This master condo insurance policy only protects the exterior structure of the building and the liability of the condo association. The master policy does not cover the interior of the individual units in the development. Or the unit owners personal liability.
What is an Umbrella Insurance Policy?
Umbrella Insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as your homeowner’s insurance, car insurance, etc. This policy literally puts you under its umbrella so that when you exceed the liability coverage limits on an insurance line, you will still be protected.
Why should you buy insurance from and independent agent?
A good independent agent gives you freedom and options.  We have multiple insurance markets for you to choose from.  We are not limited to one insurance company.  You get to have an insurance agent you like and trust, one who is not limited to where he can place your insurance.  We can shop your insurance needs around to find the best fit for you year after year.