Get right back in charge with a debt consolidating Loan. Applying is fast, safe and simple

A squirrel Debt Consolidation Loan could help get you on the right track to getting your finances under control with one easy to manage payment at a better interest rate. And. Breathe.

Due to the miracle of technology, you are able to complete the application that is whole your jammies through the convenience of your settee. Just be sure you’ve got your NZ motorists licence or NZ passport handy, and use of your bank statements utilizing the bills you need to get rid of.

Why combine the debt?

Debt consolidation reduction occurs when you are taking numerous loan, bank card and/or hire purchase payments, and combine them into one particular to handle loan. Make use of our debt consolidating loan to pay from the other people in one hit to ensure that as opposed to maintaining an eye on a lot of specific debt repayments, you simply have actually the main one re re payment. It’s usually at a lesser interest rate making sure that general you conserve money and clear the debt faster. It’s a good solution to help you to get together with your money.

We reward credit that is good great rates of interest.

The money for your loan comes from our investors, not the bank with peer-to-peer lending. What this means is a fair deal for every person, and versatile terms. In addition means it is our duty to just lend to those that pass our financing requirements with traveling tints. You can easily find out more as to what ticks our boxes right here.

Repayment Calculator

What’s going to your financial troubles consolidation loan repayments be?

Work out your regular repayments and exactly how quickly you can pay back your own personal loan.

*Based on mortgage loan of % p.a.

Our rates of interest are difficult to conquer.

Your interest is dependent on your credit score. They are the prices designed for each danger grade:

Risk Grade A B C D E
2 – three years 8.95% p.a. 11.45% p.a. 12.95% p.a. 15.95% p.a. 17.95% p.a.
Five years 9.95% p.a. 12.45% p.a. 13.95% p.a. 16.95% p.a. 18.95% p.a.

Example: a lent number of $10,000 over two years would lead to repayments of $480 per at 8.95% p.a. Based on our highest A Grade risk grading month. This repayment that is monthly a $500 Establishment cost. Affordability and credit criteria apply. Optimum borrowing quantity reduces centered on danger grade.

Just how much could you borrow?

Having a Squirrel debt consolidation reduction Loan you are able to borrow anywhere between $3,000 and $50,000 *.

Along with peer-to-peer financing, the amount of money for the loan is coming from our Investors, not really a bank. This implies that you need to end up getting terms that really work for you personally and a sweet interest rate on top of that.

Realise why our current customers love us

See yourself exactly exactly what our clients think with more than 106 5 star reviews on Shopper Approved.

Canterbury, Brand New Zealand

Wow-signed documents delivered back at 2pm, funds cleared within my banking account by 5pm the day that is same! The applying procedure ended up being well handled and communicated. There are really no competitors that can come near to Squirrel. Keep pace the work that is good.

Waikato, Brand New Zealand

It was the quickest process that is easiest We have ever skilled. Every thing ended up being done online. Therefore easy and quick. I will be very happy and certainly will working with Squirrel for just about any funding i want as time goes by their interest rates are extremely reasonable additionally.

Auckland, Brand Brand New Zealand

They certainly were super easy and quick to utilize, no hassles and from now on I am able to complete the renovations in the house. Would suggest

Auckland, Brand New Zealand

Very pleased with the solution from Squirrel cash the complete system is very simple to make use of and efficient that is super. No fuss additionally the interest rates ensure it is affordable too. Certainly uses Squirrel once more.

Hawke’s Bay, Brand New Zealand

Fast effortless application and great interaction, really satisfied with the solution at a rate that is reasonable. Many Thanks Squirrel

Wellington, Brand New Zealand

Thank you fro the promp action back at my request. I experianced the relationship as positive and up to date. Many thanks. Best wishes Daleen

Whangaparaoa, Brand New Zealand

Hi it absolutely was a discomfort experience that is free extremely expert. The attention prices are great and an extremely loan process that is fast. Many thanks

Auckland, Brand Brand New Zealand

Straight through straight forward process. Timely notifications through the group on each action for the method. Approachable, easy and friendly.

Advantages of debt consolidation

Debt-free date

Our prices are fixed when it comes to life of the mortgage which means that your repayments change that is won’t. You’ll understand exactly when you’ll be all paid down!

Lower rate of interest

We provide a reasonable and deal that is transparent. With this great rates, you might spend less interest and take close control of one’s financial obligation.

One particular to control re payment

We provide versatile loans, on your own terms therefore you’ll know precisely just how much you’re investing and when you’ll be debt-free.

Do it all online

No importance of conferences and documents. Apply and manage your loan completely online. Just be sure there is the following things handy – a banking that is online (or a couple of months’ bank statements and payslips) and a NZ Driver’s permit or NZ Passport.

Where your hard earned money is coming from

Through the thought of peer-to-peer, your loan is funded by Joe Bloggs in the future that has invested their cash that is extra into platform. Think about it like Tinder for cash; we match their investment with some body as you which is keen to borrow. Win-win!

Is just a Squirrel Debt Consolidation Loan suitable for you?

We are perhaps not the lender that is right every person. Our focus is on top quality borrowers whom pass the next creditworthy checks with flying tints.

Make an application for a Squirrel Debt Consolidation Loan today

In the event, listed here are concerns other folks have actually inquired about debt consolidation reduction. If you are nevertheless not sure, provide us with a bell on 0800 21 22 33.

Will Squirrel provide in my opinion?

We’re perhaps perhaps not the lender that is right everybody else. Our focus is on top quality borrowers that are creditworthy earnings of at the least $25,000 each year (you also can’t be making nearly all your revenue from federal Government benefits). Then we are unlikely to lend to you if you’re not good with money and have poor account conduct or a poor credit file. Take a look at our Borrower profile page to find out more.

Do not individuals with debts have actually bad credit, this means Squirrel will not provide in their mind?

This might be a misconception that is common. Having some debt doesn’t invariably suggest you are bad with cash or you have bad credit history. Our debt consolidation reduction loan may be the smarter option for individuals who have lent somewhere else responsibly and wish to get a much better deal on their current repayments.

Just how much does it cost to borrow?

Our charges are normally taken for $0 to $500 depending what sort of loan you’re after. For the list that is full of charges discover our fees web page.

Just exactly How safe is my banking information?

Squirrel hosts its information with Microsoft Azure – one regarding the biggest cloud computing companies on the planet. We additionally encrypt all individual and painful and sensitive information.

We make use of a verification that is online – Credit Sense (a very safe Australian credit scoring Body) to see your bank information. The Credit Sense procedure is fast, convenient and secure and we can process your loan.

Neither Squirrel or Credit Sense sees or stores your internet banking credentials while you’re required to provide your internet banking login details during the Credit Sense process in our application. Your qualifications are encrypted whenever you enter them, passed to your bank to permit us read just usage of your transaction history, after which completely deleted. If you would like more details on Credit Sense, you’ll read more on how safe it really is right here.

Understand why our clients love us

See on your own exactly exactly what our clients over think with 106 5 celebrity reviews on Shopper Approved.

Canterbury, Brand New Zealand

Wow-signed documents delivered back at 2pm, funds cleared within my bank-account by 5pm the exact same time! The applying procedure ended up being well communicated and managed. There are really no competitors that can come near to Squirrel. Carry on with the good work.

Waikato, New Zealand

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It was the quickest easiest procedure I have actually ever skilled. Every thing ended up being done online. Therefore fast and simple. I will be very happy and can coping with Squirrel for almost any financing i would like as time goes on their interest rates are extremely fair also.

Auckland, Brand New Zealand

These people were super easy and quick to use, no hassles and now i could complete the renovations in the house. Would strongly recommend

Auckland, Brand Brand New Zealand

Very pleased with the solution from Squirrel cash the complete system is very simple to make use of and efficient that is super. No fuss therefore the interest levels allow it to be affordable too. Most definitely uses Squirrel once again.

Hawke’s Bay, Brand New Zealand

Fast effortless application and great interaction, extremely satisfied with the solution at a rate that is reasonable. Thanks Squirrel

Wellington, Brand Brand New Zealand

Thank you fro the promp action on my demand. We experianced the discussion as good and up to date. Many thanks. Best wishes Daleen

Whangaparaoa, Brand New Zealand

Hi it had been a discomfort free experience and extremely expert. The attention prices are superb and a rather loan process that is fast. Many thanks

Auckland, Brand New Zealand

Straight through straight forward process. Timely notifications from the united team for each action associated with the method. Approachable, friendly and simple.