If you are working on boats, you need a specific Marine General Liability Policy. Regular general liability insurance or an artisan general lability insurance excludes any work done on marine vessels. The policy we offer gives you the same protection of a standard general liability policy but is also includes liability and property damage coverage for work done on water craft. Marine General Liability Policies cost about the same as a standard general liability policy but they are designed for marine application.
Most contractor’s think that they just need to get a basic general liability policy and they are covered if they have any kind of loss; This is incorrect, unless you have a good agent like one of ours, and they go over what is covered and what is not covered. When you are in the middle of a $100,000 claim and it being denied because you did not buy the correct policy, you could run into bigger issues. It could get worse if other parties’ attorney wants to take all of your assets and you have a $25,000 legal bill
The policy we offer will cover:
- Liability to limits of $5,000,000
- Property Damage to limits of $2,000,000
- Personal & advertising to limits of $2,000,000
- Products and completed operation limits to $2,000,000
- Medical payments
One of our knowledgeable agents will show you what we can do for you.