Whether you’re a weekend warrior, a casual rider, or a hardcore motorcyclist, we will find you an insurance policy that offers protection for you, your bike, and your accessories. We will help design a policy to meet the personal and financial needs of most motorcycle owners.
If you own an automobile in the State of Florida you need to have personal injury protection coverage (PIP), PIP pays $10,000 of medical for you or anyone in your auto if they are hurt. Motorcycle policies do not offer PIP. You have to buy medical payments coverage on your motorcycle policy if you want to be covered. Our Agents make sure you know your options and encourage you to get the best protection you can so if there is an accident, you will be covered.
The number one incident that we see, is stolen bikes. You want to make sure you have comprehensive insurance so if your motorcycle does get stolen, it can be replaced. Accessory coverages can be purchased for those high price accessories on the motorcycles such as stereos, chrome and bags.
If you are involved in an accident, having collision coverage pays for any damages to your bike.
Motorcyclists who are at least 21 years old and have a minimum of $10,000 with a medical insurance policy don’t have to wear helmets while operating their bikes. However, every motorcyclist, regardless of age or insurance, must wear eye protection unless the motorcycle has a windshield. We encourage bodily injury liability, extra medical payments, and guest liability insurance for obvious reasons; When there is an accident regarding a motorcycle the chances of the cyclist having medical needs is quite high.
There are other insurances we can give you information on such as uninsured and underinsured coverages or even motorcycle roadside assistance. Depending on your situation we will help you by getting your motorcycle and you the correct coverage to keep you and your bike riding happy.
We also offer coverage for custom and homebuilt motorcycles, give us a call to get a quote.