Mortgage Loans. Many main-stream mortgages have actually either fixed or interest that is adjustable.

Today get started on your dream.

Many main-stream mortgages have actually either fixed or interest that is adjustable. Typical interest that is fixed loans have actually a term of 15 or three decades. A loan that is shorter-term leads to a reduced rate of interest.

  • 97% Funding
  • Fixed or rate that is adjustable
  • HARP loans available
  • Second Home, non-owner investment that is occupied funding available

Easier Qualification & Minimal Rates With National Backed Safety.

  • 3.5% Advance Payment
  • Low minimum credit score requirement
  • Fixed or rate that is adjustable
  • Lower re re payment
  • Restricted closing expenses
  • No prepayment penalty
  • Streamlined paperwork on refinances

No money down USDA rural development loans to assist you.

  • No advance payment needed
  • Shutting costs payment may come from any supply
  • Simple certification
  • Not restricted to first-time homebuyers
  • Reduced funding that is upfront, along side a decreased month-to-month USDA cost

Get back to safety whenever a loan is got by you with Homestar.

  • Offered to veterans, reservists, active responsibility workers, and surviving partners of veterans, predicated on army entitlement
  • No advance payment needed
  • Reduced interest levels
  • 30 and 15 fixed loans year
  • No mortgage insurance premium that is monthly
  • Restricted closing costs
  • No prepayment penalty

Other Loans You Can Expect


A jumbo loan enables for mortgage amounts over the optimum conforming loan limitations. This enables for the ease of one loan for the loan amount that is entire. Jumbo loans are offered for main residences, second or getaway domiciles, and investment properties.

  • Loan amounts as much as $5 million
  • Fixed and rate that is adjustable
  • Designed for single family members homes, townhouses, and condos
  • Main second/vacation and residence domiciles


Variety of loan that enables one to convert a few of the equity at home into money as you retain ownership. No payment is needed unless or before the borrower not any longer occupies the residence, offers the true house, or does not meet up with the responsibilities of this home loan.

  • Must certanly be 62 or older and occupy the house as their main residence
  • No work limitations
  • Residence counseling needed

*These materials are not from HUD or FHA and weren’t authorized by HUD or federal government agency.

Allows borrowers to get or refinance a house and work out restricted upgrades/repairs towards the home all under one solitary loan.



About Us

Call Us

  • Mobile: 770-503-0380
  • Toll Complimentary: 855-983-0138
  • Fax: 770-287-7634
  • Forward a contact

Homestar Financial Corporation, NMLS #70864. Corporate Office: 332 Washington St. NW Gainesville, GA 30501. Contact Number: (770) 503-0380. Homestar holds the following lender licenses: Georgia Residential Mortgage Licensee #17368, Alabama #21105, Arkansas #107432, Colorado, Florida #MLD275, Illinois Residential Mortgage Licensee #MB. 6761093, Indiana #27974, Iowa #2014-0138, Kansas Licensed Mortgage Company #MC. 0025237, Kentucky #MC322388, Licensed by the Mississippi Department of Banking and customer Finance #70864, Missouri #18-2206, Nebraska, North Carolina L-143335, RM-161, North Dakota #MB102740, New Mexico #70864, Oklahoma #MLO10489, sc MLS-70864, South Dakota #ML. 05084, Tennessee #109109 and Washington #CL-70864. Homestar Financial Corporation is certified as a Nationally Approved USDA lender for the Rural Development solitary Family Housing Guaranteed home loan system, a HUD Correspondent Mortgagee #1897400009, and VA # 64103600000. These materials aren’t from HUD or FHA and are not authorized by HUD or perhaps federal federal government agency. Only a few items and choices are for sale in all states. Terms are susceptible to change without warning. Illinois Commissioner’s workplace: James R. Thompson Center Mortgage that is IDFPR-Residential Banking W. Randolph, 9th Floor Chicago, Illinois 60601 Tel: (844)-768-1713